손해평가사

목차

CHAPTER 1 농업재해보험 손해평가 개관

제1절 손해평가의 개요 ······················································································· 008

제2절 손해평가 체계 ························································································ 011

제3절 현지조사 내용 ·························································································· 016

CHAPTER 2 농작물재해보험 손해평가

제1절 보장방식별 보상하는 손해와 보상하지 않는 손해 ·································· 019

제2절 손해평가 기본단계 ··················································································· 036

제3절 과수작물 손해평가 및 보험금 산정 ························································ 038

제4절 논작물손해평가및보험금산정(벼,조사료용벼,밀,보리) ······························· 116

제5절 밭작물 손해평가 및 보험금 산정 ···························································· 136

제6절 종합위험 시설작물 손해평가 및 보험금 산정(원예작물 및 시설작물,

버섯재배사 및 버섯작물) ········································································· 180

제7절 농업수입보장방식의 손해평가 및 보험금 산정 ······································· 197

CHAPTER 3 가축재해보험 손해평가

제1절 보상하는 손해 ·························································································· 219

제2절 보상하지 않는 손해 ················································································· 225

제3절 손해의 평가 ······························································································ 233

제4절 특약의 손해평가 ······················································································· 247

제5절 보험금 지급 및 심사 ··············································································· 256

별표1 품목별 표본주(구간)수 표 ········································································ 264

별표2 농작물재해보험 미보상비율 적용표 ························································· 267

별표3 과실 분류에 따른 피해인정계수 ······························································ 270

별표4 매실 품종별 과실 비대추정지수 ······························································ 271

별표5 무화과 품목 사고발생일에 따른 잔여수확량 비율 ·································· 272

별표6 손해정도에 따른 손해정도비율 ································································ 272

별표7 품목별 감수과실 수 및 피해율 산정 방법 ·············································· 273

[부록] 주요 법령 ································································································· 328

Ⅰ. 단순변심에 의한 반품

• ① 절차 물품 수령 후 7일 이내 유선(02-878-1307)으로 반품 의사를 표시하면, 수험서몰에서 해당 상품의 반송요청을 로젠택배를 이용해서 진행 합니다. 반송 시 파손되지 않도록 잘 포장해서 로젠택배 기사가 수거 방문 시 보내시면 됩니다. 단, 랩핑도서의 경우 포장을 파손하신 때에는 반품이 불가합니다.
• ② 비용 배송비를 면제 받으신 경우는 왕복배송비 5,000원, 배송비를 결제하신 경우는 반품 배송비 2,500원을 부담하셔야 합니다.
• ③ 환불 반품상품 입고 후 상태를 확인하고 결제하신 대금에서 비용을 제한 차액을 신용카드와 실시간계좌이체의 경우는 구매 시 사용한 결제수단으로 부분취소 하고, 무통장(가상계좌) 입금의 경우는 당해 주 수요일 입금해드립니다. (무통장(가상계좌) 입금의 경우 환불계좌내역을 사전에 알려주십시오)

Ⅱ. 제품의 원시적인 하자에 의한 반품 또는 교환

• ① 절차 물품 수령 후 7일 이내 유선(02-878-1307)으로 반품 또는 교환 의사를 표시하면, 수험서몰에서 해당 상품의 반송요청을 로젠택배를 이용해서 진행 합니다. 반송 시 파손되지 않도록 잘 포장해서 로젠택배 기사가 수거 방문 시 보내시면 됩니다.
• ② 비용 교환 또는 반품 시 배송비는 전적으로 수험서몰이 부담합니다.
• ③ 환불 교환 시는 반송도서의 하자를 확인한 후 새 제품으로 발송해드립니다. 환불 요청 시는 반송도서의 하자를 확인한 후 결제금액 전액을 신용카드와 실시간계좌이체의 경우는 구매 시 사용한 결제수단으로 부분취소 하고, 무통장(가상계좌) 입금의 경우는 당해 주 수요일 입금해드립니다. (무통장(가상계좌) 입금의 경우 환불계좌내역을 사전에 알려주십시오)